Get access to the exclusive Illini Debit Card

As UIUC Alumni, you can enjoy the benefits of being a member at UICCU, like free checking! Become a member and open a new checking account to get started.

Get My Illini Debit Card

Already a member? Click here to open a checking account and get your Illini Debit Card.

Checking Account Options

Teen iChecking

Available to minors age 11 and older.

Open Account

Waiting for Friday is old news. Now, you can set up your direct deposit and get paid up to two days early! Yeah…we said two days early!1 Why stop there?! These perks keep going when you set up your direct deposit.

  • Get a 0.5% discount on the interest rate on your next loan2
  • Get your tax refund early too, just like your paycheck!


It’s Easy!

  1. Open your checking account
  2. Set up your direct deposit through your employer.

Boom. Done.

Included With All Checking Accounts

  • No minimum balance
  • Tap-to-pay debit card
  • Google, Samsung, Apple Pay
  • Digital Banking
  • Free e-statement
  • Over 50,000 surcharge free ATMs across the nation
  • Optional overdraft coverage from savings
  • Overdraft Protection

Open Checking Account

1When you receive recurring direct deposit to your UICCU account, you may be able to access your funds up to three days early. No waiting for your money, and no paper check to get lost in the mail. You’ll get paid the same day the money is available – which could be up to three days before traditional banks. Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer and may vary with each deposit. We generally make these funds available on the day the payment file is received, which may be up to three days earlier than the scheduled payment date. 0.5% discount on loan Annual Percentage Rate (APR) for members with a UICCU checking account with established direct deposit is available for consumer loans but excludes Mortgages, lines of credit, RV/balloon loans, VISA, and any other promotional or special APR offers. If a first direct deposit has not been received to your account prior to loan funding, proof of a direct deposit establishment may be required. APR discounts for direct deposit cannot be combined with any other APR discounts pertaining to checking accounts. All loans subject to credit approval and all applicants must qualify for and open a membership account at UICCU before loan funding. Offer available for a limited time and may be withdrawn without notice. Other restrictions may apply. Consult a UICCU representative for further information.

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