Money Market Accounts


Earn a higher dividend rate on your savings at no risk, plus maintain the flexibility to access your money on a limited basis with a Money Market Account!

Many people use Money Market Accounts as a readily available emergency fund, a method of setting money aside for future investments, or a savings account for periodic expenses such as taxes, tuition, balloon payments, or insurance.

Start Earning Higher Dividends!

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More Saving = More Earning

Tiered dividends help you earn more money when you save more money! You only need $100 to open a Money Market Account and get started saving. You can make saving second nature by setting up direct deposit, payroll deduction, or automatic transfers to your Money Market Account.

Access Your Funds Easily

One of the unique benefits of a Money Market Account is that it gives you the flexibility to access your funds on a limited basis while still earning higher dividends. With this account, up to 6 transfers or withdrawals are allowed per month. You can access your funds by check or electronic transfer.

Save with Confidence

U of I Community Credit Union’s Money Market Accounts are NCUA insured accounts that can be liquidated at any time without risk of loss or penalty. You get the benefit of competitive market rates without any risk of loss or decreased value, no matter what the market does!

Illini Draft Money Market Account Rates

BalanceAPYDividend Rate
$0 - $2,499.000.05%0.05%
$2,500 - $24,999.990.10%0.10%
$25,000 and up0.20%0.20%

Jumbo Money Market Account Rates

BalanceAPYDividend Rate
$0 - $49,999.990.05%0.05%
$50,000 and up*0.50%0.50%

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APY = annual percentage yield. There is no service charge for balances that fall under $2,500. Limit 6 withdrawals and transfers per month.

*Higher rate paid only on the portion of the balance above $50,000.