Mortgage Loans

UICCU - Home of the Mortgage Rate Guarantee

Shopping for your dream house is easy.
Shopping for the right mortgage can be a little trickier.
We make it simple for you by offering a mortgage rate guarantee.*

What even is a rate guarantee?

We get it. Why does it always have to sound confusing? Well maybe we can help. You want the lowest interest rate on your new home loan, but know the interest rate could also change anytime, which can be very stressful. We make it simple by offering a rate guarantee* so when interest rates rise, your interest rate won’t exceed more than .25% of the rate on your pre-approval. In other words, what you see is what you get!

Yep, really. Rest assured, and let’s get started.

Meet Our Team

They’re pretty awesome.

Learn More

Current Rates

Yeah, we’re competitive.

View Rates

Loan Options

Conventional MortgageThe most common mortgage loan. We offer low rates on 10, 15, 20, and 30 year mortgages. This mortgage type can also be used for 2nd homes and investment properties.
USDA LoansLooking to buy a home in a rural area? We can help!

Our USDA loans can help you get into your home with no down payment required!
FHA LoansAn FHA loan is a mortgage insured by the Federal Housing Administration and offers down payment as low as 3.50%. FHA offers lower interest rates, higher debt to income ratio and a good option for borrowers with limited credit history.
VA LoansVA Loans were designed to help current members of the military and veterans open the door to home ownership by offering no down payment requirements and typically lower rates.

View Mortgage Calculators (Because who can do that math anyways).

Refinance Options

We’ve been in the business long enough to know it’s possible for you. Work with us to lower your interest rate, monthly payment, or change your mortgage term.

Rate-and-Term Refinance

You’ll be WOW’d to see how much money you save with a lower interest rate and/or different mortgage term.

Cash Out Refinance

Check out how we can use your existing mortgage to give you some extra cash or consolidate debt.

Find Your Dream Home. We’ll Do The Rest.

Try Us

*Rate Guarantee = A 60 day Rate Guarantee will be provided on your preapproval. Some restrictions apply. See mortgage loan officer for more details.

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