Kids & Teens Accounts

From Inches to Interest

Whether you’re guiding a teen through their first paycheck or teaching smart money habits early on, these accounts are designed to help you build a strong financial game plan. They’ll have all the digital tools you’d expect, plus a few features made with families in mind. In your free digital banking, you can easily transfer money, monitor accounts, enable card spending limits, set up transaction alerts, and more.

These accounts got game…just ask Xavier Scott.

New Members

Open An Account

If your child does not have an account at UICCU, open their account here.

Current Members

Add An Account

If you child already has an account or is a member, add another account here.

But Why Choose UICCU?

Easy: ✓Better Rates ✓Lower Fees ✓Local Service.

  • Access to the Illini Debit Card
  • No Minimum Balance
  • Tap-to-Pay Debit Cards
  • Google, Samsung, & Apple Pay
  • Overdraft Protection
  • 50,000K+ Surcharge Free ATMs Across the US

  • #1 Locally Rated Digital Banking App:
  • Money Transfers
  • Account Monitoring
  • Set Card Spending
  • Set Up Transaction Alerts
  • Become A Member for Just $1

There’s still more in our playbook…

Explore our articles for building smart money habits with kids, or check out the Financial Wellness Center for even more resources:

Financial Wellness Center

Suit up for smart money moves.

Types of Accounts

Available to anyone under the age of 18. Parents or legal guardians must remain joint on the account at least until the minor turns 18 and can then request to be removed if desired.

Savings

Establish your child’s membership with us today by starting a savings account.

Checking

Think your kid is ready for their own debit card? A checking account is a great way to start helping them manage their money and learn financial responsibility while monitoring their activity. Checking accounts are available for kids 6 and older.

Money Market

Earn a higher dividend rate on your child’s savings plus the flexibility to access their money on a limited basis. Money market accounts are available for kids 6 and older.

Certificates

Looking for something with a higher return? Check out our current certificate rates.

Open Your Kids or Teens Account

Parents or legal guardians must remain joint on the account at least until the minor turns 18 and can then request to be removed if desired.

Is your child new to membership? Open an account here:

If your child does not have an account at UICCU, you can get started with their membership and account below:

Open A Kids & Teens Account

Does your child already have an account? Add another account here:

If your child already has an account or membership with us, you can add another savings account, checking account, or certificate under their existing membership account below:

Add Account

Here’s what you’ll need to get started:

  • Parent’s ID (Drivers License, State ID, Military ID, or Passport)
  • Minor’s birth certificate, state ID, passport, or Legal guardianship paperwork
  • Minor’s social security number

Chat with Us!

Have a few Qs before getting started? No problem! Schedule an appointment below:

Schedule An Appointment

Learn More About...

Parents or legal guardians must remain joint on the account at least until the minor turns 18 and can then request to be removed if desired. No courtesy pay on minor accounts.

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