Kids & Teens Accounts

Financial wellness starts at home and U of I Community Credit Union wants to partner with families to help raise money-savvy kids.

Whether you’re guiding a teen through their first paycheck or teaching smart money habits early on, these accounts are designed to make it easier for both of you – with the digital tools you’d expect, plus a few features made with families in mind. In your free digital banking, you can easily transfer money, monitor accounts, enable card spending limits, set up transaction alerts, and more.

Here’s what you’ll need to get started:

Parent’s ID (Drivers License, State ID, Military ID, or Passport)
Minor’s birth certificate, state ID, passport, or Legal guardianship paperwork
Copy of minor’s social security card

Types of Accounts

Available to anyone under the age of 18. Parents or legal guardians will be joint on the account until the minor turns 18.

Savings

Establish your child’s membership with us today by starting a savings account.

Checking

Think your kid is ready for their own debit card? A checking account is a great way to start helping them manage their money and learn financial responsibility while monitoring their activity. Must be 11 years old to open a checking account.

Money Market

Earn a higher dividend rate on your child’s savings plus the flexibility to access their money on a limited basis. Must be 11 years old to open a money market account.