Loan rates are subject to change without notice. Actual Annual Percentage Rate (APR) may be higher based upon loan amount, selected terms, and creditworthiness of the individual borrower. APR is variable and based on the Prime Lending Rate plus a margin determined by the individual creditworthiness of the borrower(s) and the loan to value (LTV). Rates are subject to adjust monthly. Maximum APR is 18.00%. Minimum APR is Prime Rate. Maximum Line of Credit is $250,000, minimum is $10,000. Minimum credit score requirements apply on LTVs greater than 90%. Closing costs are waived — however, if the member closes the home equity within two years, they must reimburse UICCU for all fees involved with opening the home equity. Fees may range from $133 to $400. No annual fee. Offers not valid on existing UICCU loans. Disclosure information is accurate and effective as of 04/01/2020 and is subject to change. To inquire about changes in these disclosures, call toll free 877-678-4328. Other restrictions may apply. Subject to credit approval. All terms and conditions of this offer are subject to change at any time without notice.