iChecking

A no-frills checking account.

A completely FREE, low-maintenance, no-nonsense checking account! Sometimes less is truly more.

Features

No Monthly Fee

Rates

Does not earn dividends

UICCU Get Paid Early
Waiting for Friday is old news. Now, you can set up your direct deposit and get paid up to two days early! Yeah…we said two days early!** Find out more…

Included With All Checking Accounts

No minimum balance
Tap-to-pay debit card
Google, Samsung, Apple Pay
Digital Banking
Free e-statement
Over 50,000 surcharge free ATMs across the nation
Optional overdraft coverage from savings
Overdraft Protection

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Already a member? Log in to your digital banking. We’ll pre-fill your application for a way faster experience!

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Does not earn dividends. Additional terms and conditions listed in Simple Disclosures. Other restrictions may apply.