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iChecking Copy
A no-frills checking account.
It’s checking without the extra work: No monthly fee, no minimum balance, no complicated requirements. Just an everyday checking account that does what you need it do to.
$0 Monthly Fee and $0 Minimum Balance
iChecking, is a completely FREE, low-maintenance, and no-nonsense checking account that keeps things simple and does not earn dividends.
Plus, you’ll still get all the same great features that come with every UICCU checking account.
Your paycheck, up to two days early.
Life doesn’t wait for Friday. Neither should you. Set up your direct deposit and get paid up to two days early!** Find out more…
Is iChecking right for you?
iChecking is great if you want a simple, straightforward option with access to plenty of benefits:
| iChecking | Loyalty Checking | Kids & Teens Accounts | |
|---|---|---|---|
| No Monthly Fees | ✓ | ✓ | ✓ |
| Get Paid Early Options | ✓ | ✓ | ✓ |
| Loan Discount Opportunities | × | ✓ | × |
| No Minimum Balance | ✓ | ✓ | ✓ |
| Access to The Illini Debit Card | ✓ | ✓ | ✓ |
| Best Option For... | Everyday individual banking | Family banking | Kids & teens, 18 and under |
Included With All Checking Accounts
- No minimum balance
- Tap-to-pay debit card
- Google, Samsung, Apple Pay
- Digital Banking
- Free e-statement
- Over 50,000 surcharge free ATMs across the nation
- Optional overdraft coverage from savings
- Overdraft Protection
Checking to make life a little simpler.
Ready to get the best checking for Central Illinois and beyond? Open your checking account online or come see us in person!
**When you receive recurring direct deposit to your UICCU account, you may be able to access your funds up to two days early. No waiting for your money, and no paper check to get lost in the mail. You’ll get paid the same day the money is available – which could be up to three days before traditional banks. Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer and may vary with each deposit. We generally make these funds available on the day the payment file is received, which may be up to three days earlier than the scheduled payment date. 0.5% discount on loan Annual Percentage Rate (APR) for members with a UICCU checking account with established direct deposit is available for consumer loans but excludes Mortgages, lines of credit, RV/balloon loans, VISA, and any other promotional or special APR offers. If a first direct deposit has not been received to your account prior to loan funding, proof of a direct deposit establishment may be required. APR discounts for direct deposit cannot be combined with any other APR discounts pertaining to checking accounts. All loans subject to credit approval and all applicants must qualify for and open a membership account at UICCU before loan funding. Offer available for a limited time and may be withdrawn without notice. Other restrictions may apply. Consult a UICCU representative for further information. ▲
Does not earn dividends. Additional terms and conditions listed in Simple Disclosures. Other restrictions may apply.