Visa Credit Cards
Earn 5X Points on all travel, including flights, gas, and hotels. Earn 2X Points on all groceries and restaurants. And Earn 1X Points on EVERYTHING ELSE* when you use your Visa Rewards card. You know, purchases like you’re already making every day!
Use your points like cash with Pay With Points!
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VISA® Rewards
Earn points on everyday shopping and redeem those points with My Illinois Rewards on the things you love (gift cards, merchandise, travel and more)! Plus shop over 3,000 merchants at the Ampre Online Mall and be rewarded even more with bonus points!
Rates starting at
12.9% APR*
Platinum
You’ll find plenty to love about the UICCU Platinum card. Great for starting out or consolidating credit card debt. Transfer your balance and enjoy the benefits of our lowest rate card. Making timely payments on the UICCU Platinum card can increase your credit score. Enjoy financial freedom again!
Rates starting at
9.9% APR*
Student Visa®
Our Student Visa® is perfect for full-time college students who are just getting started on their financial journey. Enjoy a fixed credit limit of $1,000, no annual fees, no foreign transaction fees, and a low interest rate, all while knowing you’re building your credit history with responsible card use. Plus, receive all the same great Visa benefits that our other cardholders receive. Your future self will thank you!
13.5% APR*
• No Annual Fees
• No Foreign Transaction Fees
• Card Controls
• Mobile Wallets
• Alerts
• Travel / Accident Insurance
• Baggage Delay Insurance
Open Your Card Today!
*Qualifying tiers for all rewards points bonuses determined by the merchant code as supplied by the merchant. Bonus points apply to applicable purchases made between 10/1/2022 and 12/31/2022. “Purchases” do not include cash advances, prepaid cards, gift cards, wire transfers, bill pay, similar transfers or cash equivalents. To be eligible for this offer, account must be open and not in default at the time of fulfillment. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, if you cancel or return purchases you made to meet the required spend), we may not credit bonus points or we may take away points from your account. We may also cancel this Card account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application or transaction. Allow up to 60 days for bonus points to be applied. Other restrictions may apply. ▲
**New cardholder accounts are eligible for 10,000 bonus points after spending $500 in purchases within the first 30 days of card issuance. This offer is not available for applicants who have or have had this card. Eligible purchases are purchases for goods and services minus returns and other credits. “Purchases” do not include balance transfers, cash advances, prepaid cards, gift cards, wire transfers, bill pay, similar transfers, or other cash equivalents. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, if you cancel or return purchases you made to meet the required spend), we may not credit bonus points or we may take away points from your account. We may also cancel this Card account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. Allow up to 60 days after qualification period for points to be applied. UICCU reserves the right to refuse any application.
The ANNUAL PERCENTAGE RATE (APR) you receive for the above loan types may vary based on individual credit history, loan term and applicable discounts. All loans subject to credit approval.