So, your employer has partnered with UICCU. Cool, but how does that affect you? From here, you can learn more about this program and our credit union, from becoming a member to taking advantage of all of the exclusive benefits you have access to. Choose any of the areas below to learn more.
You now have access to products and services exclusive to our Partner members.
Become a Member
New member deposit – UICCU will make your $5 initial minimum deposit.
Become a Member
My Exclusive Benefits
- Get Paid Early** – No more waiting. Get your paycheck up to three days early
- Mortgage Credit – Free home appraisal on any mortgage purchase or refinance ($400+ value)
- Auto loan discount – Refinance your auto loan with a 1%* discount off your interest rate
• No payment for the first 90 days
- Free Financial Coaching
- Hero Personal Loan – A loan for up to $3,000 for anything you need
It’s your loan for any situation:
- Moving your kid to college
- Emergency repairs
- Automotive work
- Career advancement
You name it! Up to $3,000!
Schedule a Debt Check-up - it's FREE
- Pay off your debt
- Buy a house
- Save for a special occasion
- Build an emergency fund
- Build your credit
Schedule a debt check-up
But wait, there's more!
Once you’re a member, not only do you get all of these exclusive products and services, but you also gain access to all products and services UICCU has to offer! AND you’re an OWNER! Yep, that’s right. At UICCU, we’re not-for-profit, member owned. So you can take pride in your credit union knowing we are doing what’s best for you!
*Must be a verified member of the Select Employer Group (SEG) to qualify for the HERO Personal Loan program or Auto Loan Discount . No other discounts apply for either program. For HERO Personal Loan: Must have a credit score of 730 or above to qualify for the 3.00% Annual Percentage Rate (APR). Applicants with a credit score of 729 or below and/or those selecting a term longer than 12 months will receive standard APR pricing which will vary depending on individual creditworthiness, loan term, and other applicable discounts. For Auto Loan Discount: Applicable for external auto loan refinances only. Existing UICCU loans will not qualify. 1% APR discount will be determined by applying a discount of 1% to the applicant’s current APR with another lender. The minimum APR with discounts will never be less than 2.99% APR unless otherwise disclosed. Not all applicants will qualify for the HERO Personal Loan or Auto Loan Discount. All loans subject to credit approval and all applicants must qualify for and open a membership account at UICCU before loan funding. All loan programs and APR discounts are for a limited time and may be withdrawn without notice. Other restrictions may apply. Contact a UICCU Member Service Representative for additional details.
**When you receive recurring direct deposit to your UICCU account, you may be able to access your funds up to three days early. No waiting for your money, and no paper check to get lost in the mail. You’ll get paid as soon as the money is available – which is often up to three days before traditional banks. Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer and may vary with each deposit. We generally make these funds available on the day the payment file is received, which may be up to three days earlier than the scheduled payment date.