Illini Card – Visa Credit Cards

0% APR* on balance transfers until March 2023


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We Have Card Options to Fit You!

Show off your Illini spirit by teaming up with a credit union with as much campus pride as you. Whether you’re looking for bonus points, low rates, the convenience of VISA, multiple ways to manage your account, or you want card designs you can show off around town… look no further than UICCU. We’re sure to have the right card to fit your lifestyle!

Illini VISA® Rewards

0% APR* on balance transfers until March 2023

Earn 1X points* on everyday shopping and redeem those points with My Illinois Rewards on the things you love (gift cards, merchandise, travel and more)! Plus earn 10X points on all U of I purchases** and shop over 3,000 merchants at the Ampre Online Mall and be rewarded even more with bonus points!

10X points on all U of I purchases**

Rates starting at 12.9% APR*

UICCU Platinum

0% APR* on balance transfers until March 2023

You’ll find plenty to love about the UICCU Platinum card. Great for starting out or consolidating credit card debt. Transfer your balance and enjoy the benefits of our lowest rate card. Making timely payments on the UICCU Platinum card can increase your credit score. Enjoy financial freedom again!

Rates starting at 9.9% APR*

Student Visa®

0% APR* on balance transfers until March 2023

Our Student Visa® is perfect for full-time college students who are just getting started on their financial journey. Enjoy a fixed credit limit of $1,000, no annual fees, no foreign transaction fees, and a low interest rate, all while knowing you’re building your credit history with responsible card use. Plus, receive all the same great Visa benefits that our other cardholders receive. Your future self will thank you!

13.5% APR*

• No Annual Fees

• No Foreign Transaction Fees

• Card Controls

• Mobile Wallets

• Alerts

• Travel / Accident Insurance

• Baggage Delay Insurance

• See complete list of benefits

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*Terms and conditions: APR = Annual Percentage Rate. The promotional APR for balance transfers for Platinum Visa, Illini Visa, and Illini Visa with Rewards cards is 0% until March 2023. The promotional balance transfer fee is 3% or $10, whichever is greater, for balance transfers processed 1/1/22 – 6/30/22. The standard rate for purchases, balance transfers processed after the promotional period, and any unpaid promotional balance after March 2023 is as follows: Platinum Visa is 9.9 – 13.5% based on your credit worthiness, Illini Visa is 10.9% – 17.9% based on your credit worthiness, and the Illini Visa Rewards is 12.9% -17.9% based on your creditworthiness. Offer will not supersede any existing introductory balance transfer offers. If you are requesting UICCU to transfer outstanding credit card balances to your UICCU credit line (listed above), finance charges will accrue from the transaction date with no grace period. Allow at least two weeks for processing your requests(s). Continue to make monthly payments to each creditor until the balance transfer appears as a credit on that account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application. Offer available for a limited time and subject to end without notice.


**Terms and conditions: Ten times bonus points apply to applicable purchases from the University of Illinois. “Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Allow 30 days for points to be applied. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application. Offer available for a limited time and subject to end without notice.

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