Pay Off Higher-Rate Credit Cards!
Simplify your finances with UICCU. Now through June 30, 2020, transfer your credit card balances to your UICCU credit card and take advantage of 0% APR until January 2021.*** When you consolidate your higher rate credit card balances you can save on interest and pay down your credit card balances faster! Plus UICCU credit cards have no annual fee and no foreign transaction fees.
We Have Card Options to Fit You!
Show off your Illini spirit by teaming up with a credit union with as much campus pride as you. Whether you’re looking for bonus points, low rates, the convenience of VISA, multiple ways to manage your account, or you want card designs you can show off around town… look no further than UICCU. We’re sure to have the right card to fit your lifestyle!
Illini VISA® Rewards Credit Card
Get rewarded for using the Illinois VISA®️ Rewards Card! Earn points on your everyday purchases while supporting your campus and community. Now through September 30, 2020, earn 4x points at gas stations, auto repair shops, auto insurance companies, auto rental companies, and ride-share companies; earn 2X points at grocery stores and restaurants; and 1x points on all other eligible purchases. Redeem your points for travel, merchandise, gift cards, and more!
Earn Everyday Points
Earn 1 point for every $1 spent with your Illinois VISA® Rewards card.
Earn Bonus Points
Shop over 3,000 merchants at the Ampre Online Mall and be rewarded even more with bonus points.
My Illinois Rewards
Redeem your points with My Illinois Rewards for gift cards, merchandise, travel and more!
Illini VISA® Credit Card
Save on your rates while still enjoying the convenience, security, and multiple card designs offered by our Illinois VISA® Card. Whether you’re looking for your first card, want to save money on interest rates with a balance transfer, or just want to support your community while doing your everyday shopping… we’ve got the card for you.
A Card for Illini Fans and Alumni
Multiple card designs showing off your campus and a portion of each sale goes to the Alumni Association.
Tackle Your Credit Card Debt
Credit cards bills getting the best of you? Transfer your existing balances to an Illinois VISA® Credit Card and take advantage of our low rates!
The Illini VISA credit card has some of the lowest rates around. With rates starting at 10.9% APR**, you’ll be able to save money and support the Illini! Open your card today!
Have a Question?Contact Us
*Terms and conditions: Bonus points apply to applicable purchases based on Visa merchant category codes (MCC) 4/1/2020 – 9/30/2020. UICCU makes every effort to include all relevant merchants for bonus point earnings. However, even though a merchant or some of the items that it sells may appear to fit within a bonus point category, the merchant may not have a merchant code in that category, and in those cases purchases will not be eligible for bonus points. 4x points: earn 4 points per net dollar spent at gas stations, auto repair shops, auto insurance companies, auto rental companies, and rideshare companies; 2x points: earn 2 points per net dollar spent at grocery stores and restaurants; 1x point: earn 1 point per net dollar spent on all other eligible purchases. Rewards are only earned on Illini Rewards accounts, selected at the time of application. “Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application. Allow up to 60 days for bonus points to be applied.
***Terms and conditions: APR = Annual Percentage Rate. The promotional APR for balance transfers processed from 1/1/20-6/30/20 for Platinum Visa, Illini Visa, and Illini Visa with Rewards cards is 0% until January 2021. The promotional balance transfer fee is 3% or $10, whichever is greater, for balance transfers processed during this promotional period. The standard APR for purchases, balance transfers processed after 6/30/20, and any unpaid promotional balance after January 2020 for Illini Visa with Rewards is 12.9%-17.9% based on your creditworthiness. If you are requesting UICCU to transfer outstanding credit card balances to your UICCU credit line (listed above), finance charges will accrue from the transaction date with no grace period. Allow at least two weeks for processing your requests(s). Continue to make monthly payments to each creditor until the balance transfer appears as a credit on that account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application. Balance Transfer promotion ends June 30, 2020.