Illini Card – Credit Cards
Show off your Illini spirit by teaming up with a credit union with as much campus pride as you. Get 10 points for every $1 spent on Illini apparel, tickets, concessions, tuition, and more* when you use your Visa Rewards Card.
Now, you can redeem your points on-the-go with the easy and convenient Pay With Points redemption!
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We Have Card Options to Fit You!
Show off your Illini spirit by teaming up with a credit union with as much campus pride as you. Whether you’re looking for bonus points, low rates, the convenience of VISA, multiple ways to manage your account, or you want card designs you can show off around town… look no further than UICCU. We’re sure to have the right card to fit your lifestyle!
Illini VISA® Rewards
Earn points on everyday shopping and redeem those points with My Illinois Rewards on the things you love (gift cards, merchandise, travel and more)! Plus earn 10X points on all U of I purchases** and shop over 3,000 merchants at the Ampre Online Mall and be rewarded even more with bonus points!
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Rates starting at 12.9% APR*
UICCU Platinum
You’ll find plenty to love about the UICCU Platinum card. Great for starting out or consolidating credit card debt. Transfer your balance and enjoy the benefits of our lowest rate card. Making timely payments on the UICCU Platinum card can increase your credit score. Enjoy financial freedom again!
Rates starting at 9.9% APR*
Student Visa®
Our Student Visa® is perfect for full-time college students who are just getting started on their financial journey. Enjoy a fixed credit limit of $1,000, no annual fees, no foreign transaction fees, and a low interest rate, all while knowing you’re building your credit history with responsible card use. Plus, receive all the same great Visa benefits that our other cardholders receive. Your future self will thank you!
13.5% APR*
• No Annual Fees
• No Foreign Transaction Fees
• Card Controls
• Mobile Wallets
• Alerts
Open Your Card Today!
*Transactions eligible for the Pay with Points option are limited to purchases only and do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind. Eligible purchases are limited to purchases for good and services minus returns and other credits. Eligible purchase categories are determined exclusively by the coding category specified by the merchant and not all purchases are eligible for Pay with Points redemption. Other restrictions may apply. Contact a UICCU Representative for additional details.
*Qualifying tiers for all rewards points bonuses determined by the merchant code as supplied by the merchant. Bonus points apply to applicable purchases made between 10/1/2022 and 12/31/2022. “Purchases” do not include cash advances, prepaid cards, gift cards, wire transfers, bill pay, similar transfers or cash equivalents. To be eligible for this offer, account must be open and not in default at the time of fulfillment. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, if you cancel or return purchases you made to meet the required spend), we may not credit bonus points or we may take away points from your account. We may also cancel this Card account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application or transaction. Allow up to 60 days for bonus points to be applied. Other restrictions may apply.
**New cardholder accounts are eligible for 10,000 bonus points after spending $500 in purchases within the first 30 days of card issuance. This offer is not available for applicants who have or have had this card. Eligible purchases are purchases for goods and services minus returns and other credits. “Purchases” do not include balance transfers, cash advances, prepaid cards, gift cards, wire transfers, bill pay, similar transfers, or other cash equivalents. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, if you cancel or return purchases you made to meet the required spend), we may not credit bonus points or we may take away points from your account. We may also cancel this Card account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. Allow up to 60 days after qualification period for points to be applied. UICCU reserves the right to refuse any application.
***Terms and conditions: Ten times bonus points apply to applicable purchases from the University of Illinois and Carle. “Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Allow 30 days for points to be applied. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application. Offer available for a limited time and subject to end without notice.