Pay With Points

Pay With Points

Now that you’ve earned your points,
use them at the time of purchase!

Pay With Points, a real-time redemption program, where you can pay with the points you’ve already earned!
Purchase, get notified and redeem through a 1-click redemption. Then a statement credit will be applied back to your card.
The best part? With your Visa Rewards card, you’re automatically enrolled.

Get My Card

How to Earn:

10X Points on University of Illinois and Carle purchases. Earn 10 rewards points for every $1 spent on merchandise, concessions, and ticket/parking sales to name a few.

5X Points on travel and gas. Earn 5 rewards points for every $1 spent on all travel, including flights, gas, and hotels.

2X Points on groceries and restaurants. Earn 2 rewards points for every $1 spent at grocery stores and your favorite restaurants.

1X Points on all purchases. Earn 1 reward point for every $1 spent on all purchases. Live life, earn points, redeem. Yep, it’s that simple.

10,000 sign on bonus points when you spend $500 in the first 30 days of account opening. That’s like dinner for two or a week’s worth of groceries!

How to Redeem:

Below are just a few examples of the purchases you can cover with the new Pay with Points feature!

2,000 points = 50 cents off per gallon up to 20 gallons

3,500 points = $25 at your favorite restaurant

7,000 points = $50 Target Run (or Amazon, or Walmart)

12,000 points = $100 at participating gas stations

For participating gas stations and how to pay at the pump, click here.

*Transactions eligible for the Pay with Points option are limited to purchases only and do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind. Eligible purchases are limited to purchases for good and services minus returns and other credits. Eligible purchase categories are determined exclusively by the coding category specified by the merchant and not all purchases are eligible for Pay with Points redemption. Other restrictions may apply. Contact a UICCU Representative for additional details.

*Qualifying tiers for all rewards points bonuses determined by the merchant code as supplied by the merchant. Bonus points apply to applicable purchases made between 10/1/2022 and 12/31/2022. “Purchases” do not include cash advances, prepaid cards, gift cards, wire transfers, bill pay, similar transfers or cash equivalents. To be eligible for this offer, account must be open and not in default at the time of fulfillment. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, if you cancel or return purchases you made to meet the required spend), we may not credit bonus points or we may take away points from your account. We may also cancel this Card account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application or transaction. Allow up to 60 days for bonus points to be applied. Other restrictions may apply.

**New cardholder accounts are eligible for 10,000 bonus points after spending $500 in purchases within the first 30 days of card issuance. This offer is not available for applicants who have or have had this card. Eligible purchases are purchases for goods and services minus returns and other credits. “Purchases” do not include balance transfers, cash advances, prepaid cards, gift cards, wire transfers, bill pay, similar transfers, or other cash equivalents. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, if you cancel or return purchases you made to meet the required spend), we may not credit bonus points or we may take away points from your account. We may also cancel this Card account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. Allow up to 60 days after qualification period for points to be applied. UICCU reserves the right to refuse any application.

***Terms and conditions: Ten times bonus points apply to applicable purchases from the University of Illinois and Carle. “Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Allow 30 days for points to be applied. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application. Offer available for a limited time and subject to end without notice.

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