Fast Closing
Close on your new home in 30 days or less. Move in sooner and start living your next chapter with no unnecessary delays.
Mortgage Loans
Your Home. Your Mortgage. Your Team.
There’s an option for everyone.
We’re here to make it simple and make it happen! Choose the loan that works for you and let’s get started.
But why choose UICCU?
Where do we start?
Flexible Down Payments
Homeownership shouldn’t be out of reach. We offer programs designed to fit your life, including options with as little as 0% down.
Quick Preapproval
Get prequalified fast and shop with confidence knowing exactly where you stand. No guessing, no waiting.
Options That Fit
Whether this is your first home or your forever home, we’ve got purchase and refinance programs available in 48 states.
Personalized Service
We work the same you you do: text, email, or call. You’ll always talk to real people who know your story.
No Prepayment Penalties
Want to pay off your mortgage early? Go for it. We’ll never charge you for doing what’s right for you.
Local Lending
Our mortgages are not transferred to other service providers. Work with the same trusted team from start to finish.
Built on Trust
Our #DoMoreGood philosophy puts people first. You’ll get the care and transparency that the big banks can’t match.
Your Lending Team
Meet our team! From left to right: Eliza Fair, Mortgage Loan Processor NMLS 2272437, Danny Hedin, Home Equity Loan Specialist NMLS 1965895, Tammy Feezor, Mortgage Loan Processor NMLS 1652647, Phil Dykstra, Director of Mortgage Business Development NMLS 1466105, Susan Toalson McGinty, SVP / Mortgage NMLS 2667468, Chastity Rein, Director of Mortgage Operations NMLS 780837, Keifer McComas, Associate Director of Mortgage NMLS 1018830, and Kasie Woodworth, Mortgage Loan Officer NMLS 2413017.
Ok, it's time to get started.
And it’s easy. Set up an appointment or start your application online! Gather as many of these docs as you can and get started!
- The last 2 months of bank statements showing the source of down payment.
- W-2 form for the previous year
- Recent paycheck stub(s) (covering a 30 day pay period) reflecting year to date earnings
- Photo ID
- If self-employed, borrowers must provide complete tax returns with all appropriate schedules for the previous two years along with year-to-date profit and loss.
- See the full mortgage document checklist