Terps Card Upgrade FAQs
Your Terps card is upgrading to the UICCU Visa Signature Cashback card! Look below to find answers to all of your questions.
Still have a Q that needs an A? Give us a call or send us a message here.
Overview
How will I access my credit card account?
You can set up an account to start utilizing UICCU’s best in case digital banking service as soon as you are ready! You can use your credit card number to register here. See the Digital Banking section for more FAQs.
When will I start earning cash back?
After your savings account is converted on 2/28/2025, you’ll start to receive more information about your upgrade to the UICCU Signature Cashback Visa.
Do I need to take any action for this change?
Nope! Watch your email for more information about when to expect your upgraded UICCU Visa Signature Cashback card!
Why do I have a savings account at UICCU?
You have a savings account because UICCU is a Credit Union, you are a member here. Your Membership Savings account holds your membership share in the Credit Union. Your membership comes with perks, such as great checking account options, low loan rates, and a top-rated digital banking system. This means you can take advantage of UICCU’s great account options from anywhere in the country! Learn more about UICCU here.
Why is my Terps Card changing to a UICCU card?
UICCU has always been the service provider for your Terps Card under our CU Campus Card Services brand. Since our partnership with University of Maryland Alumni Association has ended, your Terps Card is moving to one of our other great credit card products.
Will my credit card number change?
Yes. Your credit card number, expiration date, and CVV will be different on your UICCU Visa Signature Cashback card. You should update it anywhere you have your Terps Card credentials saved on file.
Can I choose to keep my Terps Card?
No. We are no longer supporting the Terps Card Program. The UICCU Visa Signature Cashback card gives you a great cashback option with 1.5% cash back on all purchases, 5% cash back on gas and travel, and 2% cash back on groceries and restaurants.
Why am I receiving communication from UICCU about my Terps Card?
UICCU partnered with University of Maryland Alumni Association to service the Terps Card. This partnership has ended, but we want to continue to offer loyal Terps Card holders a great Cashback option.
Will this change affect my credit?
The change will not affect your credit reporting, as the upgrade from your Terps Card to the UICCU Visa Signature Cashback card will report as an account transfer. This will not be a new tradeline on your credit report. It will continue to report with the same open date, credit limit, and payment history as your Terps Card.
Payments
Where should I mail payments for the UICCU Visa Signature Cashback card?
Continue to mail your payment to:
Visa
PO Box 660493
Dallas, TX 75266-0493
Will my automatic payment transfer to my new UICCU Visa Signature Cashback card?
No. After your upgrade to UICCU Visa Signature Cashback is complete, you will need to set up a new automatic payment by logging in to digital banking. Once logged in, navigate to Transfers and schedule a new transfer.
Cashback
What are the cash back perks of the UICCU Visa Signature Cashback card?
You’ll earn:
- 5% cash back on gas and travel
- 2% cash back on groceries and restaurants
- 1.5% cash back on everything else
How will I redeem my cash back?
You can redeem your cashback through Digital Banking.
- Log in to Digital Banking and navigate to your credit card account.
- Click the Redeem Rewards link under the current balance.
- Choose whether to deposit cash to your account or receive a statement credit!
When will I stop earning Terp Rewards points and start earning Cashback?
Once your card is upgraded to a UICCU Visa Signature cashback card, you will stop earning Terp Rewards points and start earning Cashback. Watch for an email in early March with more details about this change.
What will happen to my Terp Rewards points?
Any Terp Rewards points balance will be transferred to your cashback balance by 5/31/2025. They will transfer at a rate of 1 point = $0.01.
How can I redeem Terp Rewards points before my card is upgraded to a UICCU Visa Signature Cashback card?
Terps Cardholders can redeem their Terp Rewards points by calling 888-201-4095, or they can use the Pay with Points, Fuel with Points, or Checkout with Points if they are prompted during or after a transaction.
Digital Banking
Will I need to set up a new digital banking login?
Yes. With the UICCU Visa Signature Cashback card, you’ll have access to a more robust digital banking platform. This requires that you set up a new login. You can use the same username you used for your Terps Card.
When can I set up the new digital banking?
Anytime! You can use your Terps Card number to register for UICCU Digital Banking here.
What functionalities does the upgraded digital banking have?
In your new UICCU digital banking, you’ll have access to:
- Add your card to Apple Pay or Google Pay directly from your digital banking
- Lock or Unlock your card
- Set up transaction notifications
- Set spending limits
- Receive alerts for your card
- Report your card lost or stolen
- Request a replacement card
- Submit a balance transfer
- Request a credit limit increase
- Update your mailing address
You can also open a checking account, certificate of deposit, or an additional savings account with just a few clicks!
How can I transfer to or from this account to an account at a different bank or credit union?
Once logged in to Digital Banking, navigate to Transfer. Then choose “Add an External Account” and follow the prompts on the screen.