Loan Payments

It’s your loan, you should be able to make payments your way.  We offer multiple payment options to fit your lifestyle and preferences.

Payments Available Online

  • Vehicle Loans
  • Personal Loans
  • Home Equity Line of Credit
  • Prime Line of Credit
  • Overdraft Line of Credit
  • UICCU VISA Credit Card

If you want to make a payment to a different loan, we ask that you visit one of our branches or mail in your payment.  You can find more information in the “Pay in Person” section.

Pay with UICCU Account

Making your loan payment directly from your account with us is generally the quickest option for making a payment.  Save yourself a trip and a check by paying online!  Make sure to set up automatic payments to save time in the future!

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  1. If you haven’t already, register for digital banking.
  2. Log in to digital banking.
  3. Click on “Transfer”.
  4. Click on “New Transfer”.
  5. Select which account the funds are coming from.
  6. Select the loan to be paid.
  7. Select how often you would like the payment to occur.
  8. Click “Review” to verify all information is correct.
  9. Click “Confirm”

DIGITAL BANKING LOGIN

Pay from Another Credit Union or Bank

If you want to make a payment from another credit union or bank, we can help!  Give us a call with institution routing and account numbers, or enroll in digital banking to make a payment from any other account.

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  1. If you haven’t already, register for digital banking.
  2. Log in to digital banking.
  3. Select “Destination Accounts”.
  4. If this is your first time making a payment from another account, you will need to add a new external account by providing institution details like routing number, account number, etc.
  5. Select which account the funds are coming from.
  6. Select the loan to be paid.
  7. Select how often you would like the payment to occur.
  8. Click “Review” to verify all information is correct.
  9. Click “Confirm”.


DIGITAL BANKING LOGIN

Pay with a Debit Card

Want to use a debit card to pay? No problem!

Note: This option has a $7 fee. Credit cards are not accepted through this payment method and are cash-advance only.

Make A Payment

Pay in Person or by Mail

If you’d rather make your payment in person, we’ve got you covered.  You can visit any of our branch locations or mail us your payment.  Whatever is easiest for you!

Note: If you’re mailing a check, please write your member number on the memo line.  It helps us find you!

UICCU Mailing Address

UICCU
2201 South First Street
Champaign, IL 61820

Branch Locations

Loan Services

Because you’re with us, your loan comes with features that allow you to skip payments, have accessible payment assistance, and even save some money by refinancing your current loan!

Let us know how we can help you get the most out of your loan!

Skip-a-Pay

Need some extra cash this month?  We hear you loud and clear. That’s why we let you skip up to two payments per calendar year!*  Don’t stress over your payments, we can help.

Skip Now

Refinance Options

Happy with your loan, but not your payment? We offer loan refinancing to help consolidate payments or lower monthly payments. Don’t stress over payments, we’re here to help.

Apply Now
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