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Meet The Team

Whether you’re kickstarting a new idea or scaling your next big venture, our team has your back with smart secured loans, competitive loan rates, and solutions designed to help your business thrive. Every loan comes with the personal touch of a dedicated member of our team who will walk you through every step.

Angela Carr

Angela Carr Headshot

Vice President of Commercial Lending

Angela brings over 30 years of expertise in credit analysis and commercial lending across regional and community banks. A University of Illinois finance graduate, she has built a distinguished career in the Champaign-Urbana area, where she now leads the development of UICCU’s commercial lending department. Known for her strategic insight and commitment to ethical lending practices, Angela excels in helping businesses assess financial viability and drive sustainable growth. Her leadership is marked by a strong track record of building trust, fostering transparency, and aligning financial solutions with community-focused values.

Full bio
(217) 973-0865
angela.carr@uoficreditunion.org

Justin T. McCoy

Justin T. McCoy Headshot

Commercial Loan Administrator

Justin brings a strong foundation in finance and commercial lending, paired with a deep commitment to the Champaign Urbana community. A Savoy native and Unit 4 graduate, Justin earned his BS in Finance from Webster University (’23) and later earned his MBA (’25) in Switzerland with a concentration in Finance. Known for his practical insight and client first approach, Justin is passionate about helping small business owners achieve their goals and guiding commercial leaders through clear, confident access to capital. He takes pride in helping clients truly understand their financial position and contributing to sustainable growth in the community he proudly calls home.

justin.mccoy@uoficreditunion.org

Fuel your success with UICCU

From sole proprietors and LLCs to nonprofits and government entities, if you’re out there building something great, we’re here to back you up. Grow your team of employees, take your company to new heights, and let us be your partner in progress. Got a few questions before getting started? We’re here for you. Contact us to get started:

Business Lending Team
Meet our team! From left to right: Susan Toalson McGinty, EVP / Chief Growth & Advocacy Officer, Justin T. McCoy, Commercial Loan Administrator, Angela Carr, VP of Commercial Lending, Chris Harlan, President / CEO, Jenna Howe, VP / Chief Lending Officer.

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