Current Members
Already a member of UICCU? Awesome! Open an account for your child or teen using one of the links below:

Kickstart their account with $50. See disclosure 8.
Open a new account with your kiddo and watch for $50 deposited into the account after 30 days. Already have a Youth account? No worries!
Add another account, like their first Jump Start Savings, first Checking, first Certificate, or first Money Market account to an existing minor account and get $50.
Kids accounts: Accounts for children aged 0-10 | Teens accounts: Accounts for teens aged 11-17
Already a member of UICCU? Awesome! Open an account for your child or teen using one of the links below:
Joining UICCU? Welcome! Get started with your child or teen account with one of these links:
Heads up! You must open an account using one of these links. Otherwise, you won’t get your $50.
We’re here to get you started. UICCU’s kids and teens accounts are designed to make it easier for both of you. Open your account to enjoy all the features of a regular UICCU account, plus:





Download the #1 locally rated banking app to get started:
Download on the Apple app store | Download on Google Play |
Here’s what you’ll need to get started:
FYI: Parents or legal guardians will be joint on the account and are not automatically removed, but can ask to be removed after the minor turns 18.
Got a few Qs before you open an account? Get more info on UICCU’s kids and teens accounts here.
Schedule an appointment to chat with someone on our awesome team here.
$50 bonus offer available to members who open a new qualified Minor membership savings account at UICCU between 4/5/2026 and 12/31/2026 OR existing UICCU Minor membership account holders who open a new qualifying product in the same timeframe. The primary account holder must be under the age of 18 to qualify for a Minor account type. A qualified parent or guardian must be joint on the account at least until the minor reaches the age of 18. Qualifying products include new membership savings (one per member\SSN), new Jump Start savings, new checking, new certificates or new Illini Draft or Jumbo money market accounts. Secondary share accounts, existing Membership Share accounts and all other existing open accounts do not qualify for the $50 bonus offer. Offer limited to one $50 bonus offer per primary member\SSN up to $50 maximum. To receive the $50 bonus offer, the application for membership or new account type must be submitted between the dates listed above using the supplied application link, QR code or special promo code of KIDSANDTEENS50. The $50 bonus will be posted to the Membership Savings account after the account has been opened for at least 30 days and remains in good standing. The account must be open at the time of bonus posting. Allow 60 days after account opening for bonus posting. Cash bonuses are considered a taxable dividend and will be reported on an IRS 1099-INT. All applicants for any UICCU products or offers must first qualify for membership at UICCU and open/maintain a Membership Savings account at UICCU. All bonus offers are for a limited time and may be withdrawn without notice. Other restrictions may apply. Contact a UICCU representative for additional details.