Urbana Postal Credit Union Merger

Welcome to the Team!

Thank you for being a part of the University of Illinois Community Credit Credit Union.  We’re glad you’re here!  At UICCU, we pride ourselves on being friendly, knowledgeable, and a partner in our community.

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We want to ensure this process is seamless for you.  On this page, you can find common questions, forms, general information, and some helpful links to get you started with us.

We are happy to to answer any questions you may have during this process and beyond.  If you can’t find what you’re looking for on this page, don’t hesitate to send us a message, give us a call at 217-278-7700, or stop into any of our branch locations.

Welcome to the team!

UICCU Logo

 

We Look Forward to Meeting You Our Contact Information

Member Communication

There can be a lot of paperwork during a merger.  You can always come back to this page and find copies of all of the documents provided to you.

If you have any questions, please feel free to contact us.  We’re happy to help!

 

Merger Documents

Mailed: February 25, 2019

UPCU Cover Letter

Notice of Special Meeting

UPCU Financial Statements

UPCU Merger Proxy

Mailed: March 1, 2019

Loan Letter to Members with a Zero Balance Personal Line of Credit

Mailed: March 10, 2019

Loan Letter to Current Personal Line of Credit Borrowers

Mailed: April 15, 2019 – Welcome Mailings

Welcome Letter

Rate and Fee Schedule

Share Disclosures

Frequently Asked Questions

We understand that there can be some questions during a merger, so we’ve put together a list of common questions.  If you can’t find what you’re looking for here, we’ve included our entire FAQ document at the bottom of this section for you to look through.

We’re happy to help you with any questions you may have.  You can also send us a message, give us a call at 217-278-7700, or stop into one of our branches.

Merger Information

Why is this merger taking place?

As outlined in the announcement form the Urbana Postal CU board, the primary reasons for the merger are to:

  • Provide continued value of credit union membership.
  • Provide expanded access to products and services.
  • Maintain local service, ownership, and control.

When will the merger take place?

The effective date of the merger is projected to be April 30, 2019.

General Membership Information

Will my account number change?

Yes, you will be assigned a new account number at UICCU which will house the same account(s) you currently have at Urbana Postal CU.

When will I have access to my new accounts at UICCU?

You can expect access on Wednesday, May 1.

UICCU Information

What are the hours and locations of the UICCU branches?

You can find the locations and hours of all of our branches on our Branch & ATM Locations page.

What additional services will be available with UICCU?

You’ll find many additional services available to you, including:

  • ATM Access – Locally and Nationally
  • Home Banking Functionality
  • Mobile App
  • International Wires
  • Investment and Retirement Planning
  • Trust Services
  • Safe Deposit Boxes
  • Additional Branches
  • Drive-up Tellers
  • Expanded Hours – including Saturdays
  • Nationwide Shared Branching Network of over 5,000 Branches

Savings Account Information

What is UICCU's Dividend Rate on Savings?

UICCU currently pays .05% APY on Regular Savings.

What are my options to earn higher dividends with UICCU?

Options include:

(All rates subject to change)

Loan Information

Will there be any changes to my auto loan(s)?

No.  Your current loan rate, payment, due date, and terms will remain as is.  Any new loans or refinances will be based on UICCU’s rates and terms in effect at the time of the loan.

How do I make payments on my loan(s)?

You have a number of payments options, including:

  • Automatic payment in iBranch Home Banking from UICCU Checking or Savings
  • Via payroll deduction
  • Via automatic payment from another institution – contact UICCU to initiate
  • In person or by mail

Have Another Question? View Entire FAQ Document

Your Guide to Getting Started with Us

Teller Assisting Member in the Lobby

Now that we’re past some of the formalities, let’s get to know each other.  At the U of I Community Credit Union, we strive to be your financial coaches regardless of where you are in life.

To get started, and ensure you have access to our online banking and mobile app, we ask that you give us a call or visit one of our branches to update your information.

iBranch – Online Banking

Once we have an up-to-date email on file, you are able to enroll in online banking.  iBranch, as we call it.  iBranch allows you to manage your accounts with us by providing up-to-date balance information, transaction history, online bill pay, person-to-person transfers, and so much more.  Check it out!

Enroll in iBranch

iBranch Enrollment Guide

  1. Make sure you have a valid email address on file with UICCU.  You can update your email address by giving us a call at 217-278-7700 or stopping into one of our branches.
  2. Go to the Home Banking Login box at the top right of the page and click “Enroll”. If you are using a mobile device, open the Menu and click “Log In” under the iBranch Username box. Here you will find “First Time Enrollment” to the right of the page.
  3. Agree to the disclosure
  4. Enter the primary account holder’s personal information and your new UICCU account number. This must match the information on file at UICCU.
  5. Follow the prompts to set up an iBranch ID, password and security. Your iBranch ID is not your account number, and must be between 6-12 characters, begin with a letter, and include letters and/or numbers. Your password must be between 6-20 characters and must include at least one of each of the following: upper case letter, lower case letter, number, special character (space, period, tilde, colon, ampersand and non-printable characters are not allowed)
  6. Follow the prompts to select your personal identification image, enter your additional personal identification questions and answers, and set up an online password recovery question and answer.

After your initial set up, you’ll use your iBranch ID and password to access your accounts.

 

UICCU Mobile App

To give you even more access to your accounts, we offer a mobile app.  Take your accounts with you wherever you go.  Now you can check your balances, deposit checks to a checking account, set up accounts alerts, and more from the convenience of your phone.  We even created a guide to our mobile app if you want learn more.  Just search for “UICCU” in the app store and look for this icon… UICCU Mobile App Icon

Our app is available for Apple and Android phones, so get started today!

Available on iTunes

Google Play

UICCU Services

We like to make things simple for you.  Have a look at some of the services we offer to make your life easier.  You can focus on what matters to you.  We’ll take care of the details.

Laptop Icon

Go Paperless with eStatements

eStatements give you a way to monitor your accounts without all of the unnecessary paperwork.  You can access your statements and tax documents within iBranch.

Learn More
computer

Set Up Automatic Bill Pay

No more worrying about keeping track of bills!  Instead of juggling due dates, just let us know who to pay, when to pay them, and the amount.  We’ll take care of the rest for you.

Visit iBranch
Want to Learn More? Credit Union Services

UICCU Accounts and Products

Banking can be simple and we want to prove it.  We offer numerous accounts and products to give you options throughout your financial career.  As a result of the merger, you will already have a Membership Savings with us.  That’s the first step!

From there, you have access to checking accounts with a debit card, low-interest rate credit cards, and competitive loan rates.

Feel free to look through some of our other offerings.  Let us know if you have any questions!

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Banking

Our accounts provide you options among a Christmas Club Savings, convenient checking accounts, and even money market accounts and certificates to help you earn more.  We’re sure to have an option that fits you.

Banking
dollar bill

Credit Cards

Whether you’re looking for a new credit card or have a couple under your belt, we’re here to help.  We offer low-rate credit cards to get you started and provide balance transfers to help save you some money.  Plus, we have numerous card designs so you can show your community spirit while you shop.

Credit Cards

Mortgages

Thinking of buying a home?  Already a homeowner?

Our mortgage team is here to help you at every step of home ownership.  Come have a chat with us and see how we can help.

Mortgages
car

Vehicle Loans

We’re proud to offer best-in-town vehicle loan rates.  We can help you finance your next car, truck, or even that boat you’ve been wanting.  Let us know how we can help.  Don’t forget to ask about our refinancing options!

Vehicle Loans
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Personal Loans

Life happens.  We understand sometimes you need a little help getting the things that are important to you.  Our personal loans have helped cover wedding expenses, tuition and books, vacations, and more.

We also offer line-of-credit accounts to give you more security and peace of mind with your finances.

Personal Loans
money sign

Investments and Trust Services

We’re committed to helping you at every step of life.  If you’re ready to start planning for the future, come talk with us.  Our honest advice will help you find options to keep you ahead of the game.

Come see how we can help.  Schedule a free consultation and let’s chat.

Free Consultation

Thank You for Joining Our Team!

At the University of Illinois Community Credit Union, we’re delighted to have you here.  We look forward to working with you in the future to meet your financial needs.  Wherever you happen to be in life, we’ll be your financial coaches to get you where you want to be.

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If there is anything we can do to help, please let us know.

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