Refer a Friend

It Really Does Pay to Have Friends!

Refer a Friend Checking Offer - Group of friends smiling into the camera

Good Friends, Great Banking

Share the UICCU experience!  With a little help from your friends, you can score up to $300!* You and your friends deserve a credit union that is local, convenient, and shares the same campus and community spirit as you do.  Now, we’re wanting to put some more cash in the pockets of you and your friends.

How Can You Earn Some Cash?

  1. Have an account with UICCU.  Open an account today if you don’t have one!
  2. Tell up to 6 friends about us and if they open a checking account… you get $50!*
    • If they open their account in branch – Have your friend bring in the Refer-a-Friend sheet or have them tell the representative your name and phone number.
    • If they open their account online – Make sure they complete the “Refer-a-Friend” portion at the end of the application.
  3. Once your friend uses their debit card 10 times in 60 days… they get $50 too! 

Ready to Earn Some Cash?

Open a Checking Account

UICCU Checking Accounts

All UICCU checking accounts come with a debit card, access to checks, and over 50,000 surcharge-free ATMs across the U.S.. We also have multiple checking account options to fit any lifestyle.

Don’t fear the switch!  We work with clickSWITCH to provide a quick, online portal to switch deposits and automatic bill payments.  Plus, our helpful staff is happy to help every step along the way.

Illini Plus Checking Icon

Illini PLUS Checking

Protect your finances and save money on everyday purchases with this benefit-packed account.

Illini Plus
Loyalty Checking Icon - Check with a heart above

Loyalty Checking

The more you use your account and UICCU products/services, the more this checking account rewards you.

Loyalty Checking
iChecking Icon - Check with a graduation cap


Are you a student? The iChecking comes with a debit card, no monthly fees, and free incoming wire transfers.


Compare Checking Accounts

 Loyalty CheckingIllini Plus CheckingiChecking
Monthly FeeNone*

*Learn how to get free checking.
Minimum BalanceNoneNoneNone
Online BankingYesYesYes
Mobile AppYesYesYes
Free Debit CardNo*

*Learn how to get a free debit card.
Overdraft ProtectionYesYesYes
Earns DividendsYes*

*Learn how to earn dividends.

Don't Have a Checking Account with Us Yet?

Open Your Account


*Current UICCU members who refer a friend that opens a qualified checking account during the promotional period will receive a $50 referral bonus. The referred member will also receive a $50 bonus. This bonus will be paid as a deposit to the referrer’s and referred account within 90 days of the referred account meeting eligibility requirements. The new referred account must be opened within the promotional period of 7-1-19 to 12-31-19 and must be the only checking account under the referred member’s account number. The referred account must meet all standard new checking account qualifications, remain open, active, in good standing and perform a minimum of 10 debit transactions wi thin the first 60 days of account opening to be eligible for a referral bonus. Each referrer is eligible for a maximum of 6 referral bonuses. The referred member must present the completed referral form. Referral bonuses do not apply for money market accounts, accounts that do not meet the eligibility requirements, referrals without a completed referral form or if either the referrer or referred is not a member in good standing. Illini Plus or Loyalty Checking monthly service fees may apply. Offer valid for a limited time only, may be withdrawn without notice and is subject to change. Referral bonus offer may not combined with other discounts, bonuses or price adjustments. Other restrictions may apply. See a UICCU Member Service Representative for additional information.