Visa Credit Cards

0% APR* on balance transfers until March 2023

Show your wallet some love and get ready to save BIG!
With a rate of 0% APR* until March 2023, you’ll pay off your balance faster.


With a VISA credit card, you’ll be ready for anything – from day-to-day purchases to knowing that you are being provided with convenience and security. If you’re looking for all of that plus bonus points, low rates and the chance to show off your campus and community spirit…look no further than U of I Community Credit Union.

Seriously, why wouldn’t you? Stop procrastinating, start now.

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Illini VISA® Rewards

0% APR* on balance transfers until March 2023

Earn points on everyday shopping and redeem those points with My Illinois Rewards on the things you love (gift cards, merchandise, travel and more)! Plus shop over 3,000 merchants at the Ampre Online Mall and be rewarded even more with bonus points!

Rates starting at
12.9% APR*

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UICCU Platinum

0% APR* on balance transfers until March 2023

You’ll find plenty to love about the UICCU Platinum card. Great for starting out or consolidating credit card debt. Transfer your balance and enjoy the benefits of our lowest rate card. Making timely payments on the UICCU Platinum card can increase your credit score. Enjoy financial freedom again!

Rates starting at
9.9% APR*

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Student Visa®

0% APR* on balance transfers until March 2023

Our Student Visa® is perfect for full-time college students who are just getting started on their financial journey. Enjoy a fixed credit limit of $1,000, no annual fees, no foreign transaction fees, and a low interest rate, all while knowing you’re building your credit history with responsible card use. Plus, receive all the same great Visa benefits that our other cardholders receive. Your future self will thank you!

13.5% APR*

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• No Annual Fees

• No Foreign Transaction Fees

• Card Controls

• Mobile Wallets

• Alerts

• Travel / Accident Insurance

• Baggage Delay Insurance

• Visa Offers + Perks

• See complete list of benefits

 

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*Terms and conditions: APR = Annual Percentage Rate. The promotional APR for balance transfers for Platinum Visa, Illini Visa, and Illini Visa with Rewards cards is 0% until March 2023. The promotional balance transfer fee is 3% or $10, whichever is greater, for balance transfers processed 1/1/22 – 6/30/22. The standard rate for purchases, balance transfers processed after the promotional period, and any unpaid promotional balance after March 2023 is as follows: Platinum Visa is 9.9 – 13.5% based on your credit worthiness, Illini Visa is 10.9% – 17.9% based on your credit worthiness, and the Illini Visa Rewards is 12.9% -17.9% based on your creditworthiness. Offer will not supersede any existing introductory balance transfer offers. If you are requesting UICCU to transfer outstanding credit card balances to your UICCU credit line (listed above), finance charges will accrue from the transaction date with no grace period. Allow at least two weeks for processing your requests(s). Continue to make monthly payments to each creditor until the balance transfer appears as a credit on that account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application. Offer available for a limited time and subject to end without notice.

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