Visa Credit Cards

Play your cards right.

0% APR on Balance Transfers until January 2022*

Bonus points, low rates, sweet designs.

With a VISA credit card, you’ll be ready for anything – from day-to-day purchases to knowing that you are being provided with convenience and security. If you’re looking for all of that plus bonus points, low rates and the chance to show off your campus and community spirit…look no further than U of I Community Credit Union. All cardholders are taking advantage of having 0% APR on balance transfers until January 2022*.

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Illini VISA® Rewards

0% APR on Balance Transfers until January 2022*

Earn points on everyday shopping and redeem those points with My Illinois Rewards on the things you love (gift cards, merchandise, travel and more)! Plus shop over 3,000 merchants at the Ampre Online Mall and be rewarded even more with bonus points!

Rates starting at
12.9% APR*

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Illini VISA®

0% APR on Balance Transfers until January 2022*

Whether you’re looking for your first card, wanting to save money on interest rates with a balance transfer, or show off your campus and community spirit with multiple card designs to choose from…this is the card for you. Transfer your existing balances to an Illini VISA® card and shop with confidence!

Rates starting at
10.9% APR*

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UICCU Platinum

0% APR on Balance Transfers until January 2022*

You’ll find plenty to love about the UICCU Platinum card. Great for starting out or consolidating credit card debt. Transfer your balance and enjoy the benefits of our lowest rate card. Making timely payments on the UICCU Platinum card can increase your credit score. Enjoy financial freedom again!

Rates starting at
9.9% APR*

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• No Annual Fees

• No Foreign Transaction Fees

• Card Controls

• Mobile Wallets

• Alerts

• Travel / Accident Insurance

• Baggage Delay Insurance

See complete list of benefits


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*Terms and conditions: APR = Annual Percentage Rate. The promotional APR for balance transfers for Platinum Visa, Illini Visa, and Illini Visa with Rewards cards is 0% until January 2022. The promotional balance transfer fee is 3% or $10, whichever is greater, for balance transfers processed 1/1/21 – 6/30/21. The standard rate for purchases, balance transfers processed after the promotional period, and any unpaid promotional balance after January 2022 is as follows: Platinum Visa is 9.9 – 13.5% based on your credit worthiness, Illini Visa is 10.9% – 17.9% based on your credit worthiness, and the Illini Visa Rewards is 12.9% -17.9% based on your creditworthiness. Offer will not supersede any existing introductory balance transfer offers. If you are requesting UICCU to transfer outstanding credit card balances to your UICCU credit line (listed above), finance charges will accrue from the transaction date with no grace period. Allow at least two weeks for processing your requests(s). Continue to make monthly payments to each creditor until the balance transfer appears as a credit on that account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application. Offer available for a limited time and subject to end without notice.