As Low as 1.9% APR* on Purchases and Balance Transfers!

As Low as 1.9% APR* on Purchases and Balance Transfers

1.9% APR* on Purchases and Balance Transfers

The carefree way to pay!

More people around the world use Visa due to its universal acceptance, security, and convenience.

Now through December 31, 2020, take advantage of a low APR* on purchases and balance transfers for the first 18 months when you open a new Visa platinum credit card. Having a lower interest rate card will make it easier to pay down your balance faster. Plus at U of I Community Credit Union, your credit card will have no annual fee and no foreign transaction fees.

So…what are you waiting for? Try us.

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*Terms and conditions: APR = Annual Percentage Rate. The promotional APR for UICCU Visa Platinum card accounts for balance transfers and purchases for new cardholders is 1.9%-5.9% for the first 18 billing cycles after card issuance based on your creditworthiness. After that, the APR for new purchases, balance transfers, and any unpaid promotional balance will be 9.9% – 13.5% based on your creditworthiness. If you are requesting UICCU to transfer outstanding credit card balances to your Illini VISA® credit line, finance charges will accrue from the transaction date with no grace period. Allow at least two weeks for processing your request(s). Continue to make monthly payments to each creditor until the balance transfer appears as a credit on that account. Offer available for a limited time and subject to change without notice. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application.