0% APR on Balance Transfers Until January 2022*

0% APR on Balance Transfers until January 2022*

The carefree way to pay!

More people around the world use Visa due to its universal acceptance, security, and convenience.

Take advantage of 0% APR on balance transfers until January 2022*! Having a lower interest rate card will make it easier to pay down your balance faster. Plus at U of I Community Credit Union, your credit card will have no annual fee and no foreign transaction fees.

So…what are you waiting for? Try us.

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*Terms and conditions: APR = Annual Percentage Rate. The promotional APR for balance transfers for Platinum Visa, Illini Visa, and Illini Visa with Rewards cards is 0% until January 2022. The promotional balance transfer fee is 3% or $10, whichever is greater, for balance transfers processed 1/1/21 – 6/30/21. The standard rate for purchases, balance transfers processed after the promotional period, and any unpaid promotional balance after January 2022 is as follows: Platinum Visa is 9.9 – 13.5% based on your credit worthiness, Illini Visa is 10.9% – 17.9% based on your credit worthiness, and the Illini Visa Rewards is 12.9% -17.9% based on your creditworthiness. Offer will not supersede any existing introductory balance transfer offers. If you are requesting UICCU to transfer outstanding credit card balances to your UICCU credit line (listed above), finance charges will accrue from the transaction date with no grace period. Allow at least two weeks for processing your requests(s). Continue to make monthly payments to each creditor until the balance transfer appears as a credit on that account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. UICCU reserves the right to refuse any application. Offer available for a limited time and subject to end without notice.