Illini PLUS Checking

 Chock-full of benefits.

If you’re saying give me all the benefits and extra security…this. is. it.


  • $6 Monthly Service Fee
  • Interest Rate Discounts on Consumer Loans
  • Free Checks2
  • IDProtect® benefits3*
  • Up to $10,000 AD&D insurance4
  • Cellular telephone protection4
  • Debit Advantage™ 4
  • Online $hopping Rewards™*
  • Travel & leisure discounts*
  • Health discounts* (this is NOT insurance)
  • Cash Back Member Rewards*

*Registration/activation may be required.


  • 0.05% APY1


Already a member? Log in to your digital banking. We’ll pre-fill your application for a way faster experience!

Included With All Checking Accounts

  • No minimum balance
  • Debit card
  • Digital Banking
  • Free e-statement
  • Over 50,000 surcharge free ATMs across the nation
  • Optional overdraft coverage from savings
  • Overdraft Protection


Does not earn dividends. Additional terms and conditions listed in Simple Disclosures. Other restrictions may apply.

1Rates are subject to change.

2Electronic withdrawals = debit card purchases, ATM , ACH, online banking, bill pay
3IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Credit file monitoring from Equifax and TransUnion will take several days to begin following activation.
4Special Insurance Program Notes: The description herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Insurance Products are not insured by NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.